Portsmouth NH Homes Condos Real Estate

Do you own real estate in Portsmouth NH or in the Seacoast area?  Are you having difficulty making ends meet?  We all know times are a bit tough for many people lately, and it's difficult making all the payments you need to. 

I just read an article put out by the American Homeowners Foundation, entitled "Top 10 Foreclosure Avoidance Tips".  These tips are great for those needing help now, and for anyone down the road that may find themselves needing this kind of help.

 
Some of the tips they list are:

• 1)  Don't ignore the problem
• 2)  Contact a HUD approved local nonprofit counseling agency for programs to help you
• 3)  Find out what your home is worth so you know how much equity you have in it
• 4)  Stay away from companies that charge you a fee for mortgage counseling
• 5)  Know your mortgage rights

These are just some of the tips they've listed, and on their site that I've linked to above, they go into detail on each of the tips about why that advice and how to do what they're suggesting.  There's some very helpful information in their article, as well as on their website, American Homeowners.

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New Hampshire Home Mortgage Workshop

Homeowners of New Hampshire - There will be a New Hampshire Home Mortgage Workshop held in Manchester this coming Saturday, Mary 8th, from 9am to noon.  This workshop will be held at the Carol Rines Center, located at 1528 Elm Street, Manchester NH.

In an effort to help New Hampshire residents through the current home mortgage environment, US Senator John Sununu and Manchester Mayor Frank Guinta are inviting all interested parties to attend this workshop.

Those attending this workshop will be provided information regarding programs and resources available to New Hampshire residents that have been developed in response to today's home mortgage market and the economic concerns that many have today.  There will be housing counselors on hand to address specific concerns or questions NH homeowners may have, and they will be ready to work with you to help determine the best course of action for your individual situation.

This workshop is open to all who want to attend, and there is no charge to attend.

We all have concerns and questions about the mortgage industry situation, and how it impacts each of us.  This free workshop is a terrific opportunity to get some first hand information, as well as an opportunity to get some direct specific information and assistance if you need it.

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Portsmouth New Hampshire Homeowners

Portsmouth New Hampshire Homeowners - are you aware of the potential tax benefits of homeownership? 

The biggest reason for buying homes in Portsmouth NH, and anywhere else, is for home and shelter.  Did you also know that there are tax benefits when it comes to being a homeowner, too?  Some are deductible only in the year that you buy your home or condo, and others may be deductible beyond that.

 

Potential tax benefits for homeowners:

• Points - these are one of the tax deductions you may take on your income tax return for the year you bought your home or condo.  Points may be deducted whether you as the buyer paid them or the seller paid them on your behalf.  Check with your tax preparer to verify that. 
  

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DEBT-Free!!  Who doesn't want that??



We all know how hard it can be to manage our own finances.  Been there, done that!  I just didn't know how, until someone showed me the way, and I've never looked back since that turning point.


I've been doing a lot of reading lately about ways to achieve a debt-free status, or pretty close to debt-free.  From that reading, I put together these tips to help all of us.  For those looking to to buy Portsmouth NH real estate, or homes and condos in any of the surrounding Seacoast areas of NH or Maine, getting rid of debt will certainly help, especially with all the changes in the mortgage guidelines lately.

Here are 7 tips that may just help you find your way to being debt-free, if that's your goal:

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