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Portsmouth NH Homes, Maine Real Estate

Ann Cummings

RE/MAX Coast to Coast
Past NH State REALTOR® Of The Year!
Phone: 888-349-5678 x 3839
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Portsmouth NH Real Estate - Home Mortgage Application Tips

Here are some great tips to pay attention to if you're buying a home and applying for a mortgage -

Looking to buy a home or condo in the Portsmouth NH area

Make sure you start off by getting a written pre-approval letter from a professional lender.


Now that you've found the perfect Portsmouth home or condo, it's time to make your mortgage application.  Here's what you'll need to get together for your lender so you can provide him or her complete information to get your home mortgage in the works:

--  one month's worth of pay check stubs;
--  your last 2 years' of your W-2 forms;
--  your most recent 2-3 months' of bank account statements;
--  account numbers and contact information on all credit cards and outstanding loans;
--  child support and/or alimony payments, if applicable;
--  your last 2 years' of tax returns, if you're self-employed.


This information is necessary to process your request for a Portsmouth NH home or condo mortgage, so the more documentation you can provide up front, the smoother and more stress-free your real estate purchase and mortgage process will be.  If your lender requests additional informtation, do your best to get that information back as quickly as you can.  Keep the process flowing and don't cause unnecessary delays by not providing what's asked for or by challenging your lender's need for certain information or documentation.

Here are some other tips to pay heed to while you're in the homebuying process:

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Posted on Sat Jul 12, 2008 @ 8:23 pm by Ann.Cummings

Portsmouth NH Homes - The Art of Living in Small Spaces

Are you toying with the idea of scaling down? Living in small spaces is the perfect fit for many people. Here are some great tips for making the most of your small space:

 

The Art of Living in a Small Space in Portsmouth New Hampshire

 

Need to use every cubic inch?

Tired of taking care of a large home?

Down Sizing?

 

Buying a home in Long Beach California means paying a higher price and living in smaller spaces; this is also true in the Seacoast areas of Maine and New Hampshire when buying a home or condo in Portsmouth.  Baby boomers are entering their senior years and are searching for smaller spaces to care for and single story homes.  They are seeking smaller but elegant spaces.  Living in a smaller space has its challenges but that doesn't necessarily mean that ones style of living needs to change. 

 

Living in a small space certainly has its challenges and rewards.  A small mess in a large home is a huge mess in small space.  One needs to be a neat freak in small spaces. 

 

Counter tops need to be kept clear since space is at a minimum; attach those appliances to the underside of your cabinets.  Don't underestimate the amount of storage you need. An entire wall of closets, cabinets and drawers can go a long way. 

Portsmouth NH Homes - Living in Small Spaces - Staircase Drawers



Here are some helpful hints for your small space in your Portsmouth NH home or condo

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Posted on Mon Jun 30, 2008 @ 11:26 am by Ann.Cummings

Portsmouth NH Real Estate - New Hampshire Waterfront Condos For Sale

Are you looking for a New Hampshire waterfront condo? Dreaming of living by the sea? Check out what we've got for sale along the coast of NH.....

                        New Hampshire Waterfront Condos Homes Real Estate

Rye New Hampshire Coastline
New Hampshire's Seacoast
area, the towns that make up the coastline of New Hampshire, has a wide variety of waterfront condos to choose from.  We have small contel units, which are motel-type units that were converted into condominium ownership all the way to luxury waterfront condos with high-end amenities, and of course everything in between.


We have numerous bodies of water here in the Seacoast area - Atlantic Ocean, Piscataqua River (which divides Maine and New Hampshire), Great Bay, Hampton Harbor, and lots of little rivers, streams, ponds, lakes, etc.  And we can match almost any price range with the real estate we have for sale in the Portsmouth New Hampshire areas.



To see a sampling of what we have for sale in waterfront condos, take a look through these real estate listings:

Portsmouth New Hampshire Waterfront Condos:      

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Posted on Wed May 14, 2008 @ 9:42 pm by Ann.Cummings

Portsmouth NH Real Estate - New Hampshire Waterfront Homes

Have you been dreaming of living on the water in New Hampshire?? Check out what's for sale, and let's make your dream come true!!

    New Hampshire Waterfront Homes Condos Real Estate For Sale

Rye NH - Wallis Sands Beach
Most people in other parts of the country typically have no idea that New Hampshire actually has a coast.  We do!! 

We actually have 'America’s Smallest Coastline, all 17 +/- miles of it!  And it is just beautiful, too!

If you’ve been dreaming of owning waterfront homes or condos, we’ve got a good variety of both for you to choose from. 

Being here in the NH Seacoast, which is the area along the coast of New Hampshire, we’ve got homes on and along the Atlantic Ocean, along the Piscataqua River, on the Great Bay, and a number of other little rivers, ponds, lakes, and streams.

For a sampling of homes and condos on NH’s waterfront in the Portsmouth area, take a look through these fine Seacoast properties:  

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Posted on Mon May 12, 2008 @ 9:15 pm by Ann.Cummings